A baccarat table is a frequent location for James Bond movies, which may contribute to the perception that the game is more intimidating than it actually is. Playing baccarat doesn’t require a lot of skill at all. And when it comes to placing bets, the baccarat strategy is a lot like flipping coins in a lot of ways. In addition to this, baccarat is a casino game that features a house edge that is relatively low and player-friendly.
Let’s take a look at the rules of the game first for those of you who are curious about how to play baccarat.
Baccarat’s rules stipulate that all wagering must be finished before the game can begin on any given hand, regardless of the outcome of the hand. The next step in the process is to deal two cards face up to each of the game’s two hands, which are referred to as the Player hand and the Bank hand, respectively.
In live baccarat, the objective of the game is to make a prediction about which of those hands will go on to acquire a total that is subsequent to that closest to 9. This can be accomplished by placing a wager on either the Bank hand or the Player hand, or by placing a wager that the round will end in a tie.
When determining the total for any hand, the value of all tens and “face” cards is zero, the value of an ace is one, and the value of the remaining cards is determined by their face value.
If, on the other hand, any hand scores higher than 9, the score of that hand is adjusted by deducting 10 from the total that was originally recorded.
It is up to the house rules of each individual establishment to determine whether the player hands or the bank hands have the option of drawing a third card. In any case, players will always have access to a maximum of three cards regardless of the hand they are dealt.
Those who successfully bet on a player hand that ends up winning are eligible for a payout of 1 to 1. However, according to the rules of baccarat, players who correctly predict a winning bank hand will not only be eligible for a payout of 1 to 1, but they will also be required to pay a commission of 5% of their winnings. As a consequence of this, the odds of receiving a payout for this hand are now between 19 and 20.
In the event that you win your bet on a tie, you will receive a payout of 8 to 1.
How to Place Bets When Playing Baccarat
You will receive a payout equal to two times the amount of your original stake if you bet on the player hand and it comes closest to nine.
If you bet on the banker hand and it turns out to be a winning hand, you will receive a payout equal to 95% of your original stake. However, keep in mind that in order to obtain the correct value, you must remove the first digit from any sum that is greater than nine. For instance, 9 plus 6 equals 15, and subtracting 1 yields 5.
There is also the possibility of betting on a tie, which, as was previously mentioned, will result in a payout of 8 to 1.
You can keep track of your score at live baccarat tables with the help of score sheets that are provided at those tables.
The fact that baccarat involves the drawing of a third card is one facet of the game that has the potential to be perplexing. However, the most essential point to keep in mind is that this is not a question of strategy; rather, all of these decisions are dictated by the rules of the game and carried out by the dealer. Therefore, as a player, you have the option to merely “go with the flow;” however, it is always a good idea to have some comprehension of what might take place.
When a player’s hand total falls between 0 and 5, or when it equals 10, they are dealt a third card. If the total is 6 or 7, the action at this point is known as a “stand,” and it means that you do not draw a third card. The totals of 8 or 9 are referred to as “naturals,” and in this situation as well, it is not possible to draw a third card.
The following chart provides a concise summary of these actions:
A baccarat game is a classic Bond-movie setting, which perhaps makes the game seem more intimidating than it should. Baccarat is actually a simple game to play. And in terms of betting, the baccarat strategy has much in common with coin flips. What is more, baccarat is a casino game with a relatively low, player-friendly house edge.
So for those wondering how to play baccarat, let’s first have a look at the game rules.
The rules of baccarat require all the betting on any particular hand to be completed before the hand begins. The game then starts with two cards being dealt to each of two hands, known respectively as a Player hand and a Bank hand.
The game objective in live baccarat is to predict which of those hands will subsequently acquire a total which is closest to 9. This is done by betting on the Bank hand, the Player hand, or else wagering that the round will finish as a tie.
In calculating any hand total, all tens and ‘face’ cards have a value of zero, an ace has a value of one, and all remaining cards score at their face value
However, if any hand should score higher than 9, that score is adjusted by subtracting 10 from the original total.
The house rules at any particular venue will decide whether either the bank or player hands are entitled to draw a third card. And in any event, there will always be a maximum of three cards available for any hand.
Those who correctly bet on a winning player hand qualify for a 1 to 1 payout. However, while those who correctly forecast a winning bank hand will also be eligible for a 1 to 1 payout, under baccarat rules they must also pay a 5% commission. This has the effect of reducing the payout odds on this hand to 19 to 20.
A winning tie bet qualifies for a payout of 8-to-1.
How to bet on Baccarat
If you wager on the player hand and it comes nearest to nine, you win twice your stake.
If you wager on the banker hand and it’s a winning hand, the payout is 95% of your stake. But don’t forget that totals above nine require you to drop the first digit to get the true value. For example 9 + 6 = 15, drop the ‘1’ = 5.
A tie is the other betting option, which as mentioned will give you an 8-to-1 payout.
Score sheets are available at live baccarat tables to help you keep in touch with your score.
One thing which can be confusing about baccarat is the drawing of a third card. But the important thing to remember is: this is not a matter of strategy, these decisions are all covered by game rules and actioned by the dealer. So as a player you could simply ‘go with the flow’ – but it’s always a good idea to have some understanding of what may happen.
When a player’s hand totals 0 to 5, or equals 10, a third card is drawn. If the total is 6 or 7, the action is known as a ‘stand’, which means no third card is drawn. Totals of 8 or 9 are described as ‘naturals’, and here too no third card can be drawn.
These actions are summarised in the chart below:
Hand of the Banker
The rules for a banker hand are similar in concept but a little more detailed. Once again, the dealer is in charge of enforcing these rules and will thus announce the action to be taken. The actions involving the banker hand are summarized once more in the chart below:
And one more thing: there is no loser when there is a tie. If the first two cards total 8 or 9, the hand is considered a “natural” and thus wins automatically, unless both hands produce “naturals” of equal value, in which case it is a tie. If neither hand contains a natural, the winner is determined by drawing additional cards.
Top Baccarat Rules
The experience of playing the game, like many other casino games, can teach you a lot. Certain plays and actions, however, should be understood early on. So, here are six baccarat strategies to get you started.
1) Ignore the ‘tie bet’ option: The house edge for a tie bet is estimated to be around 14.4% by experts. Such a high percentage is a disadvantage from the start, making this bet a poor choice.
2) The banker is your best bet: Because the bank wins slightly more than half of the time, this should always be your first choice. And the fact that a 5% commission is charged to reduce the player’s benefits simply confirms this.
3) Follow the bank – until it loses: You should always keep an eye out for winning streaks, and the bank will usually get the most. When this occurs, bet with the bank, but don’t be too aggressive.
4) Don’t bet on the next outcome after the bank loses: If the bank finally loses to the player, don’t bet on the next outcome. Wait until the next one. Take note of whether the player or the bank wins. Then, depending on the outcome of that play, resume betting.
5) Treat all ties as if they never happened: For strategic purposes, treat all ties as if they never happened. A tie bet is simply a drawn game with no winner or loser; therefore, it should not be included in your bank-win/player-win calculations.
6) Use good stake management: While baccarat has a favorable house edge, the win/loss ratio makes it a coin flip. So, as suggested, look to follow bank streaks, but always keep an eye on your outlay. A prudent schedule would be to stake 10 units for each wager with a limit of 200 units per session (followed by a complete break).
The most widely used live baccarat strategies
Playing live baccarat is a deceptively simple game. To make the most of your time online, however, it is always best to use a baccarat betting strategy that is both logical and simple to implement. So, while this baccarat strategy guide is intended to help you learn how to play baccarat well and develop a baccarat system that will make playing a fun and enjoyable experience, keep in mind that luck also plays a significant role in any casino game.
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The system of 1-3-2-4
Take the 1-3-2-4 number sequence and choose a unit value for your wager, such as £5. Your first wager will be placed as a single unit. If that works, you take the next sequential number and place a bet for those units (for example, 3 x 5 = £15). And if you win four consecutive bets, you will be up by ten units.
Baccarat betting strategy with only one side
This ‘one-sided’ betting strategy is relatively simple to explain: A player bets online on ‘one side’ of the baccarat table, deciding whether to place a player or banker bet. Both sides have a low house advantage, but there’s more to it than that. The’real odds’ on any given hand will fluctuate throughout the game, much like in a blackjack game.
That means that sometimes the banker side has a very slight statistical advantage, while other times the player side has the upper hand. So the entire strategy is based on a player’s ability to coast through all of the break-even phases and detect the fleeting moments when the run of the cards appears to be in their favor. The goal, of course, is to profit from them or, at the very least, keep your Live Casino bankroll at a healthy breakeven point.
The Martingale method
This is yet another progressive baccarat strategy in which your stake is doubled after each loss. Remember to only bet on the player. Why? Because betting on the banker pays only 0.95 percent. So if you bet £1, you’ll win only 95 pence – hardly a wise decision if you intend to double your stake.
A bet on the player, on the other hand, pays out pound for pound. So if you bet £1 and win, your return will be £1. To summarize, never bet on the banker or the tie when using the Martingale strategy; always bet on the player. Never alter that wagering option. And when you play, bet £1 and if you lose, double your bet to £2, and so on.